Student loans guide

Most students take out a government student loan. This loan is from the student loans company. In order to apply for a loan you need to contact your local education authority. Your school or college should be able to help you out with this. To find out about your local education authority visit the following link.

Low interest student loans

If you’re looking for an additional loan then there are options. An important thing to remember is that when you only repay your government loan if it you earn more than a certain amount (around £15,000 gpa). However, if you take a loan from the bank you will have to pay this back in the form of set repayments that you cannot miss so be careful.

Some banks or financers will only give student loans to homeowners but you will find this in the terms of the loan.

For a list of low interest student loans see below:

Student graduate loans

If you graduate from university then you’ll find yourself entitled to a whole host of new loans and bank accounts. For some reason banks feel that crippled broke graduates should be given even more debt. If you’re lucky enough to find a decent job with a good wage then you might want to have a look into the following: