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Student bank accounts - compare all

All the major banks offer some sort of incentive alongside their standard student account overdrafts. Things to take into consideration include overdraft limit, credit availability and whether you can get a credit card.

What the bank accounts are offering is shown below.

Make sure that you check with the bank first that their offers havent changed, as occasionally banks change their deals.

Make sure you shop around too - sometimes the offers are just used to tempt you!

Student bank Student incentives Student overdraft Student credit limit
Abbey Nothing! £1,000 in year 1 rising to £1,800 in year 4 Not applicable
Barclays £30 HMV voucher + 3 year Nat Express card, range of discounts £1,000 in year 1 rising to £2,000 in year 5 Fee free, £30 HMV voucher
Co-op Zilch! £1,000 in year 1 rising to £2,000 in year 4 Negotiable
Halifax Zilch! £1,250 in year 1 rising to £2,000 in year 5 Negotiable
HSBC £50 cash or an MP3 player or 10 CDs, plus discounts on driving lessons & broadband £1,000 in year 1 rising to £2,000 in year 5 Fee free, £500
Lloyds TSB Range of discounts on books, food & computers £1,000 in year 1 rising to £2,000 in year 4 Fee free, £500
NatWest 5 Year Railcard or £55 cash £1,250 in year 1 rising to £2,000 in year 5 Fee free, £500
Royal Bank of Scotland Discounts on phones, travel and leisure £1,250 in year 1 rising to £2,000 in year 5 Negotiable.

Student Guide to Bank Accounts & Insurance

Banks: Abbey | Barclays | Co-op | Halifax | HSBC | Lloyds TSB | Natwest | RBS | All
Insurance: Contents insurance | Do I need insurance | Insurance guide